Life Insurance Policies

We welcome your prayers & your gifts

An easy and straightforward method of philanthropic giving is through life insurance policies.

Fertilis Terrae welcomes gifts of life insurance when the policy is paid in full and Fertilis Terrae is named as the owner and the irrevocable beneficiary of the policy.

Fertilis Terrae also accepts:

  • Policies not paid in full if they can be surrendered for current value
  • Policies that can be converted to reduced face amount
  • Policies with sufficient value to remain in effect without additional premiums
  • Benefits where Fertilis Terrae is named beneficiary or contingent beneficiary

How to Donate a Life Insurance Policy

  1. Contact your insurance provider
    Request a change of ownership/beneficiary form
  2. Designate Fertilis Terrae
    Name "Fertilis Terrae Inc." as both owner and irrevocable beneficiary
  3. Submit the form
    Complete and return to your insurance provider
  4. Send us a copy
    Provide a copy to our office for records

Our Legal Information:

Fertilis Terrae Inc.
PO Box 339
Ladysmith, VA 22501
Tax ID: 82-1870182

Tax Benefits

Paid-up Policy

You may receive a charitable deduction approximately equal to the replacement value or the cost basis of the policy, whichever is less.

Policy with Premiums

You may receive a deduction approximately equal to the cash surrender value. Continued premium payments may be tax-deductible.

Please consult with your tax advisor for specific information about your situation.

For more information about other ways to give, please see our pages on assets you can use, bank accounts & securities, bequests & wills, charitable trusts, donating via pledge, donation by mail, and retirement plans.