Retirement Plans

We welcome your prayers & your gifts

Consider the tax advantages of donating retirement assets to support our mission.

Certain retirement plans, such as IRAs, 401(k), 403(b), and Keoghs, allow individuals to defer paying taxes on a portion of their income until the assets are withdrawn during retirement years. However, after a person's death, these accounts are often exposed to taxes. Therefore, you might find it beneficial to contribute all or part of these funds to Fertilis Terrae while leaving other assets to your heirs.

Simple Giving Option:

Name Fertilis Terrae Inc. as a beneficiary of your retirement plan. You retain complete control during your lifetime and can change beneficiaries at any time.

You may also be eligible to make annual charitable gifts using funds withdrawn from retirement accounts, eliminating the income tax that would otherwise be due on such withdrawals.

How to Designate Fertilis Terrae as a Beneficiary

  1. Contact your plan administrator
    Request a beneficiary designation form
  2. Designate Fertilis Terrae
    Name us as primary or contingent beneficiary
  3. Specify percentage
    Allocate any portion (from 1% to 100%)
  4. Submit the form
    Return to your plan administrator
  5. Share with us (optional)
    Consider sending us a copy for our records

Our Legal Information:

Fertilis Terrae Inc.
PO Box 339
Ladysmith, VA 22501
Tax ID: 82-1870182

Tax Benefits of Retirement Plan Giving

Tax Avoidance

Avoids both income and estate taxes that would typically apply to retirement assets left to heirs

Asset Preservation

Preserves other, less-taxed assets for your heirs while supporting charity

QCD Option

If 70½+, transfer up to $100,000 annually from IRA directly to charity tax-free

Consult with your financial advisor to understand how these strategies might apply to your specific situation.

Sample Beneficiary Designation Language

Fertilis Terrae Inc., a nonprofit organization located at
PO Box 339, Ladysmith, VA 22501,
Tax ID: 82-1870182,
to receive [percentage]% of the benefits under this plan.

For more information about other ways to give, please see our pages on assets you can use, bank accounts & securities, bequests & wills, charitable trusts, donating via pledge, donation by mail, and life insurance policies.